I see that there’s a co-pay on each plan that says “after deductible”. What does that mean?

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This means that you have to pay the full cost for your visits, up to your deductible. For instance, if you visit the doctor and have bloodwork taken, and the cost of your visit is $100 – you pay the full $100, until you reach the deductible. On the “High” plan, in a Cost Level I clinic, for a single covered person, the deductible is $250. If you did that same visit 4 times, your total would be $400. However, you’d pay out of pocket the $250, plus $30 for the third visit, and $30 for the fourth visit, and $30 each visit thereafter for the same kind of services.

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